Month: June 2024

Driving without insurance or while underinsured in Pennsylvania can pose serious financial and liability risks to you personally and your entire household. If you’re a Bucks County resident and want to mitigate risks anytime you’re on the road, you can do so with proper insurance coverage from Bucksmont Insurance. Understanding common risks associated with being underinsured in Doylestown, PA, can help you determine which auto insurance policy you need.

• Lack of Liability Protection: Unfortunately, if you’re underinsured, there’s a risk of inadequate liability protection, which may cause you to absorb additional financial liability if your insurance cannot cover the medical bills and damage caused by the accident you were involved in. 
• Lack of Coverage for Medical Bills: One of the biggest risks of driving while underinsured in Pennsylvania is not having adequate coverage for medical costs incurred due to an accident. Even if you have PIP or Personal Injury Protection, there is not always a guarantee that the coverage will be enough for your needs or those of others involved in the accident. 
• Loss of Employment or Income: Dealing with an accident and recovering from physical injuries can result in the loss of employment and wages. This can cause you to experience unnecessary financial strain for an extended time.
• Property Damage: Anytime vehicles or other property are damaged in an accident, the damage will need to be paid for financially. If you’re underinsured, this can prove difficult and extremely expensive, prompting out-of-pocket costs.

With proper insurance coverage from Bucksmont Insurance in Doylestown, PA, you can drive knowing you’re protected in the event of an accident or collision, regardless of who is found to be at fault. To learn more about auto insurance policies that are right for you in Pennsylvania, contact Bucksmont Insurance today.