Condo Insurance in Pennsylvania

Condo insurance covers damage to appliances, personal belongings, and more inside your unit. If someone is injured while on your property, there is coverage that will protect you as well. We provide condo insurance options to meet your needs at Bucksmont Insurance in Doylestown, PA. We will work with you to find a policy that meets your needs.

Condo Insurance Requirements

Pennsylvania does not legally require condo owners to purchase insurance. However, if you finance your condo, your mortgage lender may require you to purchase insurance.

Condo Insurance

Here is what condo insurance covers:

• Liability: If one of your guests were to slip and fall while on your property, this will protect you if they sue you.
• Building damage: If a natural disaster were to occur that damages the siding or roof of the condo building, the condo’s insurance policy would take care of their portion of repairs. However, your condo insurance policy will take care of any damage inside your unit.
• Personal property: If any of your belongings become damaged or stolen, this will cover the costs of replacing or repairing them.
• Loss of use: This covers the cost of living expenses for you if your condo becomes uninhabitable temporarily. This will cover your hotel stays and food expenses.

Condo insurance will cover all of the following:

• Carpets
• Light fixtures
• Furniture
• Interior walls
• Plumbing and wiring
• Countertops
• All other personal items

Mold and flooding are not covered under typical condo insurance unless the mold results from circumstances that are covered. For instance, mold that occurs naturally may not be covered, but if it results from a leaky pipe, it will be covered.

Quotes

To receive a condo insurance quote, call Bucksmont Insurance today. We are located in Doylestown, PA.