Homeowners insurance is a bundled coverage that caters to various homeowners’ concerns. It includes everything from liability coverage to protection from certain natural disasters and more. It’s a valuable form of insurance because many homeowners would struggle to pay for the repair or replacement of many home-related accidents and situations without the help of homeowners insurance. Our team at Bucksmont Insurance understands that navigating and comprehending homeowners insurance can be challenging. Therefore, we’re committed to helping Doylestown, PA homeowners understand the options and benefits of homeowners insurance and what a homeowners policy covers.

What is homeowner’s insurance?

In essence, homeowners insurance provides coverage and protection for your home’s interior and exterior structure, all the structures on your property, your personal belongings, liability coverage, and more. The coverage pays for repairing or replacing your home and other structures and everything else on your property. However, no two policies are the same, which requires understanding what your particular homeowner’s insurance policy covers and what’s not covered.

Will my homeowner’s insurance cover medical care if my dog bites my neighbor?

Yes. Your homeowner’s liability coverage should pay for your neighbor’s medical bills as well as any legal coverage if needed. Every policy has limits. As long as the limits of your policy aren’t exceeded, your liability coverage will take care of everything up to the limits of your policy. If the limits are exceeded, you will be responsible for anything exceeding your coverage’s limits. If you have questions about homeowners insurance, contact us. We’d happily help you explore homeowners insurance and answer your questions.